// Nbfc/Vehicle Loans

Financing Mobility.

We Drive Down Risk.

From borrower verification to post-disbursal monitoring, we help vehicle financiers cut TAT, detect fraud early, and protect portfolios from stress. Because in vehicle finance, what you don't verify upfront, you'll pay for later.

hero-graphic

The Headwinds Slowing Down
Vehicle Finance

Rising NPAs in Vehicle Loans

Rising NPAs in Vehicle Loans

Incomplete due diligence and unverifiable ownership
of used and commercial vehicle's histories are leading
to defaults and legal complications.

High TAT and Field Dependencies

High TAT and Field Dependencies

Manual PDs, CPVs, and physical verifications inflate acquisition costs and slow loan activation.

Early Stress, Late Detection

Early Stress, Late Detection

Without continuous borrower or asset monitoring, risk surfaces only after delinquency hits.

Channel Risk and Fraudulent Partners

Channel Risk and Fraudulent Partners

Unverified DSAs and valuers can leak fraud into your portfolio, damaging reputation and recovery.

Outrun Risk with a Unified Engine.

tab illustration
  • Assess individual historical legal risk using CrimeCheck.
  • Use Transaction Intelligence for income, EMI load, cash flow patterns, and risk markers of an individual.
  • Detect entity exposure patterns with NetScan.
  • Verify asset history using RTO data, challans, accidents, hypothecation, and RC mismatch.

The Technology That Powers India’s Leading NBFCs

50% faster underwriting

Early fraud detection via VehiClear & network analysis

Lower NPAs from stressed fleet

All diligences upfront

Trust that Delivers

The Technology That Powers India's Leading Insurers

0X
Increase in Sales Conversion
00%
Reduction in Onboarding TAT
00%
Increase in GWP Per Customer
00%
Accuracy on Liveness Detection

Voice of the Customers & Awards

Exceptional accuracy and speed across verification processes.

Abhinav Puneeth

Abhinav Puneeth

Director

company-logo

IDfy has significantly improved our fraud prevention capabilities with accurate verification.

Kirti Patil

Kirti Patil

CTO

company-logo

The platform enables seamless identity checks that scale efficiently across teams.

Sameer Jadhav

Sameer Jadhav

Vice President

company-logo

A reliable system that ensures compliance without compromising user experience.

Ankit Shah

Ankit Shah

Head of Risk

company-logo

Fraud detection and verification workflows have become effortless using IDfy.

Rohit Mehta

Rohit Mehta

Product Lead

company-logo

The checks and verifications built in IDfy's help us identify and prevent fraud at source to a large extent.

Sneha Kapoor

Sneha Kapoor

Operations Manager

company-logo

With the adoption of IDfy's Background Verification Services, we were able to improve our processes significantly. Its user-friendly portal has been instrumental in delivering the requirements with accuracy and reduced timelines.

Amarendra Nath Mishra

Amarendra Nath Mishra

Group CHRO, Hero Enterprise

company-logo

It has been an absolute pleasure working with IDfy over the past 4-5 years. They have been supporting us throughout our journey with the maximum cushion of comfort possible!,

Devrat Singh

Devrat Singh

Senior Product Manager, Blackbuck

company-logo

Exceptional accuracy and speed across verification processes.

Abhinav Puneeth

Abhinav Puneeth

Director

company-logo

IDfy has significantly improved our fraud prevention capabilities with accurate verification.

Kirti Patil

Kirti Patil

CTO

company-logo

The platform enables seamless identity checks that scale efficiently across teams.

Sameer Jadhav

Sameer Jadhav

Vice President

company-logo

A reliable system that ensures compliance without compromising user experience.

Ankit Shah

Ankit Shah

Head of Risk

company-logo

Fraud detection and verification workflows have become effortless using IDfy.

Rohit Mehta

Rohit Mehta

Product Lead

company-logo

The checks and verifications built in IDfy's help us identify and prevent fraud at source to a large extent.

Sneha Kapoor

Sneha Kapoor

Operations Manager

company-logo

With the adoption of IDfy's Background Verification Services, we were able to improve our processes significantly. Its user-friendly portal has been instrumental in delivering the requirements with accuracy and reduced timelines.

Amarendra Nath Mishra

Amarendra Nath Mishra

Group CHRO, Hero Enterprise

company-logo

It has been an absolute pleasure working with IDfy over the past 4-5 years. They have been supporting us throughout our journey with the maximum cushion of comfort possible!,

Devrat Singh

Devrat Singh

Senior Product Manager, Blackbuck

company-logo

Exceptional accuracy and speed across verification processes.

Abhinav Puneeth

Abhinav Puneeth

Director

company-logo

IDfy has significantly improved our fraud prevention capabilities with accurate verification.

Kirti Patil

Kirti Patil

CTO

company-logo

The platform enables seamless identity checks that scale efficiently across teams.

Sameer Jadhav

Sameer Jadhav

Vice President

company-logo

A reliable system that ensures compliance without compromising user experience.

Ankit Shah

Ankit Shah

Head of Risk

company-logo

Fraud detection and verification workflows have become effortless using IDfy.

Rohit Mehta

Rohit Mehta

Product Lead

company-logo

The checks and verifications built in IDfy's help us identify and prevent fraud at source to a large extent.

Sneha Kapoor

Sneha Kapoor

Operations Manager

company-logo

With the adoption of IDfy's Background Verification Services, we were able to improve our processes significantly. Its user-friendly portal has been instrumental in delivering the requirements with accuracy and reduced timelines.

Amarendra Nath Mishra

Amarendra Nath Mishra

Group CHRO, Hero Enterprise

company-logo

It has been an absolute pleasure working with IDfy over the past 4-5 years. They have been supporting us throughout our journey with the maximum cushion of comfort possible!,

Devrat Singh

Devrat Singh

Senior Product Manager, Blackbuck

company-logo