From Zero to
Top-of-Wallet.
In Seconds.
A card that isn't activated is just plastic. We bridge the gap between issuance and the first swipe with instant, AI-driven onboarding that keeps your customers engaged and your wallets active.
Complexities in the Card/Wallet/PPI
onboarding process
High Drop-offs & Dormant Accounts
Unclear card propositions and tedious DIY journeys
cause customers to abandon midway or go inactive soon after onboarding.
Constant Fraud Battles
Without advanced risk signals or data triangulation,
detecting and preventing fraud remains an uphill fight.
Broken Customer Experience
Ineligible customers endure long, frustrating journeys only to be rejected late. Meanwhile, eligible ones face inconsistent loan terms and uncertainty.
Delays caused by
First-Time-Not-Right (FTNR)
Manual documentation and complex underwriting, especially for new-to-bank customers, drive long turnaround times, and frequent first-time-not-right (FTNR) cases.
Built for Scale.
Backed by Compliance
Expand with confidence, with every process meeting regulatory rigor.
Omnichannel Onboarding
Unified journey across DIY, sales-assisted,
and DSA-led channels100% Compliant KYC
First-Time-Right journeys with dynamic risk-based approaches and eSign integration
Comprehensive Checks
Court and eFIR checks with verification against
wilful defaulter listsBackoffice Orchestration
Multi-level maker-checker, AI audits, and regional performance analytics
Periodic Monitoring & Re-KYC
Augmented Risk Categorisation via Periodic Due Diligence
Augment risk categorisation using external signals + off-US data to enhance internal risk assessment at predefined periodicity.
Automated KYC Governance & Service Journeys
Centralised platform for managing KYC information, dates, and risk categories and re-capturing journeys.
Re-KYC Fallback Workflow
Seamlessly move non-responsive customers through DIY to
video-assisted to in-person channels for Re-KYC.
Intelligence that evolves.
Transforming customer lifecycle into continuous growth engine.
Voice of the Customers & Awards
Exceptional accuracy and speed across verification processes.
Abhinav Puneeth
Director
IDfy has significantly improved our fraud prevention capabilities with accurate verification.
Kirti Patil
CTO
The platform enables seamless identity checks that scale efficiently across teams.
Sameer Jadhav
Vice President
A reliable system that ensures compliance without compromising user experience.
Ankit Shah
Head of Risk
Fraud detection and verification workflows have become effortless using IDfy.
Rohit Mehta
Product Lead
The checks and verifications built in IDfy's help us identify and prevent fraud at source to a large extent.
Sneha Kapoor
Operations Manager
With the adoption of IDfy's Background Verification Services, we were able to improve our processes significantly. Its user-friendly portal has been instrumental in delivering the requirements with accuracy and reduced timelines.
Amarendra Nath Mishra
Group CHRO, Hero Enterprise
It has been an absolute pleasure working with IDfy over the past 4-5 years. They have been supporting us throughout our journey with the maximum cushion of comfort possible!,
Devrat Singh
Senior Product Manager, Blackbuck
Exceptional accuracy and speed across verification processes.
Abhinav Puneeth
Director
IDfy has significantly improved our fraud prevention capabilities with accurate verification.
Kirti Patil
CTO
The platform enables seamless identity checks that scale efficiently across teams.
Sameer Jadhav
Vice President
A reliable system that ensures compliance without compromising user experience.
Ankit Shah
Head of Risk
Fraud detection and verification workflows have become effortless using IDfy.
Rohit Mehta
Product Lead
The checks and verifications built in IDfy's help us identify and prevent fraud at source to a large extent.
Sneha Kapoor
Operations Manager
With the adoption of IDfy's Background Verification Services, we were able to improve our processes significantly. Its user-friendly portal has been instrumental in delivering the requirements with accuracy and reduced timelines.
Amarendra Nath Mishra
Group CHRO, Hero Enterprise
It has been an absolute pleasure working with IDfy over the past 4-5 years. They have been supporting us throughout our journey with the maximum cushion of comfort possible!,
Devrat Singh
Senior Product Manager, Blackbuck
Exceptional accuracy and speed across verification processes.
Abhinav Puneeth
Director
IDfy has significantly improved our fraud prevention capabilities with accurate verification.
Kirti Patil
CTO
The platform enables seamless identity checks that scale efficiently across teams.
Sameer Jadhav
Vice President
A reliable system that ensures compliance without compromising user experience.
Ankit Shah
Head of Risk
Fraud detection and verification workflows have become effortless using IDfy.
Rohit Mehta
Product Lead
The checks and verifications built in IDfy's help us identify and prevent fraud at source to a large extent.
Sneha Kapoor
Operations Manager
With the adoption of IDfy's Background Verification Services, we were able to improve our processes significantly. Its user-friendly portal has been instrumental in delivering the requirements with accuracy and reduced timelines.
Amarendra Nath Mishra
Group CHRO, Hero Enterprise
It has been an absolute pleasure working with IDfy over the past 4-5 years. They have been supporting us throughout our journey with the maximum cushion of comfort possible!,
Devrat Singh
Senior Product Manager, Blackbuck