# IDfy > IDfy (Baldor Technologies Pvt Ltd) provides identity verification, fraud detection, risk intelligence and data privacy governance for banks, financial services, insurance, retail, logistics and mobility enterprises in India and Asia. IDfy processes over 70 million verifications monthly across 500-plus enterprise institutions and intercepted over 20 million potentially fraudulent onboardings in FY26. Products: OnboardIQ (identity verification and onboarding), OneRisk (fraud and risk intelligence), Privy by IDfy (DPDP and data privacy governance). Markdown versions of key pages are available by appending .md to the URL. ## Fraud and mule account research - [Mule account hotspots in India](https://www.idfy.com/mule-account-hotspots-india.md): District-level map of mule account activity in India, built from Video-KYC rejection data across Indian banks and NBFCs. Flags hotspots 2 weeks to 2 months before enforcement action or news reporting. Includes the ten current districts, methodology, confirmed enforcement cases in Varanasi and Malappuram, and how fraud clusters relocate. Recalibrated monthly. - [Ahead of the Fraud Network (whitepaper)](https://4100185.fs1.hubspotusercontent-na2.net/hubfs/4100185/Fraud%20Whitepaper/Ahead%20of%20the%20Fraud%20Network.pdf): Two confirmed case studies, three migration patterns from 15 months of Video-KYC data, and the ten districts needing attention before the next quarter. ## Identity verification and onboarding - [Mule account detection](https://www.idfy.com/blog/mule-account-detection-in-india-a-2026-guide-for-payments-companies/): How mule accounts are detected at onboarding inside the Video-KYC session, and how rejection data is aggregated to district level. - [Video-KYC](https://www.idfy.com/use-cases/onboarding/identity-verification-&-video-kyc/): RBI-compliant Video-KYC for banks, NBFCs and insurers. - [OnboardIQ](https://www.idfy.com/platform/onboardiq/): Identity verification and customer onboarding platform. ## Fraud and risk intelligence - [OneRisk](https://www.idfy.com/platform/one-risk/): Fraud detection and risk intelligence for financial institutions. ## Data privacy and DPDP compliance - [Privy by IDfy](https://www.privybyidfy.com/): Consent management and data privacy governance for DPDP Act compliance. ## Company - [About IDfy](https://www.idfy.com/idfy-story/): Company overview, scale and enterprise coverage. - [Trust Matters podcast](https://www.idfy.com/resources/podcast/): Conversations on fraud, risk and trust in Indian financial services. ## Key Pages - [Homepage](https://www.idfy.com/) - [Retail Banking](https://www.idfy.com/industries/banking/retail-banking/) - [SME & Corporate Banking](https://www.idfy.com/industries/banking/sme-&-corporate-banking/) - [Payment Acquirers](https://www.idfy.com/industries/payments/acquirers/) - [Payment Issuers](https://www.idfy.com/industries/payments/issuers/) - [Asset & Wealth](https://www.idfy.com/industries/investment-and-wealth/asset-management-&-wealth/) - [Securities & Broking](https://www.idfy.com/industries/investment-and-wealth/securities-&-broking/) - [Consumer Goods](https://www.idfy.com/industries/consumer-commerce/consumer-goods/) - [Retail](https://www.idfy.com/industries/consumer-commerce/retail/) - [eCommerce](https://www.idfy.com/industries/consumer-commerce/ecommerce/) - [Logistics](https://www.idfy.com/industries/consumer-commerce/logistics/) - [Vehicle Loans](https://www.idfy.com/industries/nbfc/vehicle-loans/) - [Housing Loans](https://www.idfy.com/industries/nbfc/housing-loans/) - [SME Loans](https://www.idfy.com/industries/nbfc/sme-loans/) - [Microfinance](https://www.idfy.com/industries/nbfc/microfinance/) - [Other Retail Loans](https://www.idfy.com/industries/nbfc/other-retail-loans/) - [Motor Insurance](https://www.idfy.com/industries/insurance/motor-insurance/) - [Health Insurance](https://www.idfy.com/industries/insurance/health-insurance/) - [Life Insurance](https://www.idfy.com/industries/insurance/life-insurance/) - [Omnichannel Onboarding](https://www.idfy.com/use-cases/onboarding/omnichannel-onboarding/) - [Identity Verification & Video KYC](https://www.idfy.com/use-cases/onboarding/identity-verification-&-video-kyc/) - [Background Verification](https://www.idfy.com/use-cases/onboarding/background-verification/) - [Merchant & Business Due Diligence](https://www.idfy.com/use-cases/onboarding/merchant-&-business-due-diligence/) - [Compliance & Monitoring](https://www.idfy.com/use-cases/onboarding/compliance-&-monitoring/) - [Fraud Prevention](https://www.idfy.com/use-cases/risk-and-fraud/fraud-prevention/) - [Risk Assessment & Scoring](https://www.idfy.com/use-cases/risk-and-fraud/risk-assessment-and-scoring/) - [Underwriting Automation](https://www.idfy.com/use-cases/risk-and-fraud/underwriting-automation/) - [Claims and Field Verification](https://www.idfy.com/use-cases/risk-and-fraud/claims-and-field-verification/) - [Consent Management](https://www.idfy.com/use-cases/privacy/consent-management/) - [Data Discovery & Governance](https://www.idfy.com/use-cases/privacy/data-discovery-&-governance/) - [Third Party Risk Management](https://www.idfy.com/use-cases/privacy/third-party-risk-management/) - [Cookie Manager](https://www.idfy.com/use-cases/privacy/cookie-manager/) - [OnboardIQ](https://www.idfy.com/platform/onboardiq/) - [OneRisk](https://www.idfy.com/platform/one-risk/) - [Privy](https://www.idfy.com/privy/dpdp-compliance-platform/) - [Blogs](https://www.idfy.com/blog/) - [Mule Account Hotspots in India](https://www.idfy.com/mule-account-hotspots-india/) - [Industry Insights](https://www.idfy.com/resources/industry-insights-and-reports/) - [Webinar](https://www.idfy.com/resources/webinars/) - [Our Communities](https://www.idfy.com/resources/our-communities/) - [Podcast](https://www.idfy.com/resources/podcast/) - [Blog - 3 things you must know about 'dual employment' in India](https://www.idfy.com/blog/dual-employment-in-india/) - [Blog - Police Verification for job: What employers need to know](https://www.idfy.com/blog/what-you-need-to-know-about-police-verification-for-job/) - [Blog - The Importance of Police Clearance Certificate (PCC) in Maharashtra](https://www.idfy.com/blog/the-importance-of-police-clearance-certificate-in-maharashtra-all-you-need-to-know/) - [Blog - Background Verification after joining: 3 disadvantages & solutions](https://www.idfy.com/blog/background-verification-after-joining-3-disadvantages-solutions/) - [Blog - How to Interpret Red Amber Green Results in BGV](https://www.idfy.com/blog/how-to-interpret-red-amber-green-results-in-bgv/) - [Blog - The A-Z of converting black money to white (aka AML screening)](https://www.idfy.com/blog/aml-screening-process-and-guidelines/) - [Blog - Who is a Significant Data Fiduciary under the DPDP Act?](https://www.idfy.com/blog/who-is-a-significant-data-fiduciary-under-the-dpdp-act/) - [Blog - Uncovering India's Top 10 Banking Frauds](https://www.idfy.com/blog/uncovering-indias-top-10-banking-frauds/) - [Blog - Top 5 Consent Management Platforms in India 2025](https://www.idfy.com/blog/top-5-consent-management-platforms-in-india-2025/) - [Blog - Unmasking Corporate Frauds in India](https://www.idfy.com/blog/unmasking-corporate-frauds-in-india/) - [Blog - AI-Driven Forward-Looking Risk Assessment: Riding the Sixth Wave of Lending](https://www.idfy.com/blog/ai-driven-forward-looking-risk-assessment-riding-the-sixth-wave-of-lending/) - [Blog - Background Verification Companies in Bangalore](https://www.idfy.com/blog/background-verification-companies-in-bangalore/) - [Blog - RBI's Master Direction on V-CIP (Video KYC)](https://www.idfy.com/blog/rbis-direction-on-v-cip-video-kyc/) - [Blog - Digital KYC verification](https://www.idfy.com/blog/digital-kyc-verification/) - [Blog - Drug test for job: What employers need to know](https://www.idfy.com/blog/drug-test-for-job-what-employers-need-to-know-about/) ## Optional - [Contact](https://www.idfy.com/idfy-contact-us/): For data queries, press enquiries or to compare onboarding trends.